What is the Currency in Scotland?

What is the Currency in Scotland?

If you're visiting Scotland—from the Highlands to Edinburgh or Glasgow—you might wonder if the currency differs from the rest of the UK. This guide is written for UK and international travellers and explains what currency is used in Scotland, how it’s issued, and what to expect when paying for goods and services.

What currency does Scotland use?

Scotland uses the British Pound Sterling, abbreviated as GBP and symbolised by £. It is the same currency used throughout the United Kingdom, including England, Wales, and Northern Ireland.

However, Scotland has its own banknotes, which look different from Bank of England notes but hold the same value.

Who issues Scottish banknotes?

In Scotland, several banks are authorised to print their own versions of pound sterling notes, including:

• Bank of Scotland

• Royal Bank of Scotland (RBS)

• Clydesdale Bank

These notes are fully valid within Scotland and are legally recognised forms of GBP.

Are Scottish notes accepted outside Scotland?

Yes, but with caveats. Scottish notes are legal currency across the UK but not legal tender anywhere—including in Scotland. This term has little impact on day-to-day spending, but some shops and banks outside Scotland may be unfamiliar with or reluctant to accept Scottish banknotes.

If you're travelling from Scotland to England, it's often advisable to exchange Scottish notes for Bank of England notes before departure to avoid any issues.

Do you need to exchange money if coming from England?

No. Since Scotland and the rest of the UK use the same currency, no exchange is necessary for domestic travel. You can use your usual bank card or cash without concern.

Should you bring cash or use a card in Scotland?

Scotland is very card-friendly. Visa, Mastercard and most major cards are accepted almost everywhere, and contactless and mobile payments are widely supported.

Still, it’s wise to carry a small amount of cash—particularly when visiting rural areas, small cafés or local markets where card readers may be unavailable or unreliable.

Tips for managing money in Scotland

• Scottish and English notes are interchangeable, but check for acceptance when leaving Scotland

• ATMs will often dispense Scottish notes if issued by Scottish banks

• Use fee-free cards when spending or withdrawing money abroad

• Keep small denominations for tips, taxis and small local purchases

Common misconceptions

A common myth is that Scotland has its own separate currency—it doesn’t. The pound sterling is used UK-wide. Another misconception is that Scottish notes are not “real” money; they are entirely valid, just printed by different banks.

In summary

Scotland uses the British Pound Sterling (GBP), just like the rest of the UK. While Scottish banks issue their own notes, they carry the same value and are widely accepted. Cards are commonly used, but a small amount of cash is always useful—especially when travelling outside urban centres.