Students
There are many questions surrounding who is entitled to a student loan, how much you can receive, how much you pay back and when you start to physically pay it back. Our Guidance section has been created to help you understand these questions.
We provide comprehensive guidance articles on various student loan topics, equipping you with the knowledge you need to make key decisions.
Our guides help you determine whether or not you can apply, how much you can borrow and when to pay it back. Whether you simply want to enhance your knowledge on student loans or are about to begin paying it back, our detailed articles provide the insights you need.
Most Searched Student Loan Topics
How Much Student Loan Do I Owe?
Your loan balance changes monthly and interest can build fast. Learn how much student loan you owe, and how to check your current balance online.
When Does Student Loan Get Written Off?
You won’t repay forever each plan has a cut-off. Find out when student loans get written off, depending on your loan plan and repayment history.
What Student Loan Plan Am I On?
Your repayment terms depend on your course start date. Discover what student loan plan you're on, and how it affects your monthly payments.
When Do You Start Paying Back Student Loan?
You don’t repay straight after graduating. Learn when you start paying back your student loan, based on income thresholds and your loan plan.
How Much Student Loan Can I Get?
Loan amounts depend on where you study and your household income. Find out how much student loan you can get, including tuition and maintenance support.
What Is a Student Loan?
A student loan helps cover tuition fees and living costs during higher education. Discover what a student loan is, how it's repaid, and who qualifies.
What Is the Interest Rate on Student Loans?
Interest is applied even before you graduate. Learn what the interest rate on student loans is, how it's calculated, and why it changes each year.
Do Students Pay Tax?
Yes, if you earn over the threshold. Find out whether students pay tax, and how to claim back overpaid income tax while studying.
When Does Student Finance Come In?
Payments are made in instalments during the academic year. Discover when student finance comes in, and what affects your first payment date.
What Is a Mature Student?
A mature student is usually aged 21+ when starting an undergraduate course. Learn what a mature student is, and what support is available for adult learners.
Do Students Pay for Prescriptions?
Most students in England have to pay unless exempt. Find out whether students pay for prescriptions, and how to apply for free NHS costs.
Do I Have to Tell Universal Credit About Student Finance?
Yes and it could affect your award. Learn whether you need to tell Universal Credit about student finance, and what parts of the loan are counted.
How to Apply for a Free Student Bus Pass UK
Many councils and providers offer discounted travel for students. Discover how to apply for a free student bus pass in the UK, and what proof you'll need.
How to Cancel Student Finance
Changed your plans or dropped out? Find out how to cancel student finance, and what happens if you’ve already received a payment.
Does Student Loan Affect Mortgage?
Yes but not always significantly. Learn how student loans affect your mortgage application, and how lenders treat repayments in affordability checks.
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