What Does a VAT Accountant Do for a Business
This guide explains what a VAT accountant does for a business including VAT registration, returns, VAT planning, international rules, property VAT, and compliance support.
VAT is one of the most challenging parts of running a business in the UK. The rules change often, the thresholds differ from other taxes, international VAT creates additional complications, and mistakes are expensive. Businesses of all sizes face VAT challenges whether they are new sole traders, established companies, online retailers, property developers, importers, exporters, or digital entrepreneurs. Because VAT can be complex many businesses turn to specialist VAT accountants to handle the compliance and planning side.
So what does a VAT accountant actually do
In my opinion a VAT accountant provides far more than filing a quarterly return. A good VAT specialist helps you avoid penalties, stay compliant, reclaim more VAT, set up correct systems, understand international rules, and build a VAT strategy that supports the business rather than disrupts it. VAT is one of the biggest risk areas for small and growing businesses. Having a specialist ensures that the business does not fall behind or lose money unnecessarily.
This guide explains exactly what a VAT accountant does, why they are valuable, what services they offer, how they protect businesses from HMRC issues, the types of businesses that benefit most from VAT support, and why a VAT accountant can often save more money than they cost.
Why VAT Is So Complicated for Businesses
VAT is a consumption tax that applies to many goods and services sold in the UK and overseas. Unlike corporation tax or income tax it must be calculated transaction by transaction and reported in real time. Several factors make VAT difficult.
Different VAT rates apply to different goods and services
Some supplies are exempt which affects whether VAT can be reclaimed
Reverse charge rules apply to some industries
International rules require specialist treatment
Deadlines are strict
Penalties for mistakes are harsh
Flat Rate, Cash Accounting, and Annual Accounting schemes create different rules
Partial exemption rules apply to mixed taxable and exempt supplies
Brexit changed EU VAT rules
Digital services follow entirely different VAT requirements
Because of these complexities businesses often need a VAT accountant to avoid mistakes and strengthen processes.
What a VAT Accountant Actually Does
Below is a full breakdown of what a VAT accountant does and why each role is important.
1. Determines Whether the Business Must Register for VAT
A VAT accountant helps businesses understand when they must register, when they should register voluntarily, or when they can delay registration.
VAT registration is required when:
Taxable turnover exceeds £90,000 in a rolling 12 month period
The business expects to exceed the threshold soon
The business buys goods from the EU above certain thresholds
The business belongs to certain industries that require immediate registration
A VAT accountant:
Monitors turnover
Advises on the registration date
Handles the registration process with HMRC
Helps choose VAT schemes
Ensures the correct VAT number and certificates are issued
In my opinion getting this step wrong is one of the biggest causes of VAT penalties.
2. Advises Whether the Business Should Register Voluntarily
Not all VAT registration is mandatory. Some businesses register voluntarily because it benefits them.
A VAT accountant will help analyse:
Whether input VAT is higher than output VAT
Whether the business sells mostly B2B
Whether VAT registration increases credibility
Whether voluntary registration improves reclaim potential
Whether the business should delay registration to control pricing
Voluntary VAT registration can benefit consultants, freelancers, small e commerce businesses, and new companies that incur large startup costs.
3. Chooses the Correct VAT Scheme for the Business
VAT is not one size fits all. Different schemes exist:
Standard Accounting Scheme
Cash Accounting Scheme
Flat Rate Scheme
Annual Accounting Scheme
Margin Scheme for second hand goods
VAT Reverse Charge for construction
VAT OSS for digital services
Retail schemes for high volume sellers
Partial exemption for mixed supplies
A VAT accountant helps businesses choose the right scheme which can increase cash flow and reduce VAT complexity.
For example:
Cash Accounting is useful for businesses that suffer late payments
Flat Rate can lower VAT liability for some industries
Margin Scheme is crucial for second hand sellers
OSS is essential for digital product creators selling to the EU
Choosing the wrong scheme can cost a business thousands.
4. Handles VAT Returns Accurately and On Time
One of the core roles of a VAT accountant is preparing and submitting VAT returns.
This includes:
Reconciling sales
Reconciling purchases
Ensuring VAT on expenses is claimed correctly
Applying the correct VAT rates
Applying reverse charge rules
Ensuring records meet Making Tax Digital requirements
Filing the return before the deadline
Advising the business on how much to pay
VAT returns are often more complicated than they appear. A VAT accountant ensures accuracy and compliance.
5. Ensures Compliance With Making Tax Digital for VAT
Businesses must use compatible software for VAT returns. A VAT accountant helps:
Set up compatible software
Integrate bookkeeping with VAT records
Ensure digital links are maintained
Avoid penalties for non compliant software
Common MTD compliant tools include:
Xero
QuickBooks
Sage
FreeAgent
Zoho
A VAT accountant helps businesses transition to digital systems efficiently.
6. Advises on VAT Rates and Correct Treatment of Products
Businesses must apply the correct VAT rate to their products or services.
Rates include:
Standard rate: 20 percent
Reduced rate: 5 percent
Zero rate
Exempt supplies
Outside the scope supplies
A VAT accountant helps identify the correct treatment for:
Food
Children’s clothing
Construction services
Digital products
Consultancy
Training
Transportation
Property rental
eCommerce goods
Misunderstanding VAT rates is one of the most common causes of errors.
7. Helps With International VAT Rules
Post Brexit international VAT has become more complicated.
A VAT accountant helps with:
a) Selling to EU consumers
Digital services require OSS registration.
Goods may require import VAT, IOSS registration, or compliance with EU distance selling rules.
b) Selling to EU businesses
Reverse charge may apply.
VAT numbers must be validated.
c) Selling outside the EU
Different countries have digital service taxes.
d) Importing and exporting goods
Customs VAT
Incoterms
Postponed VAT accounting
Import duties
EORI registration
In my opinion this is one of the areas where businesses need a VAT accountant most.
8. Helps With VAT for Property and Construction
Property and construction VAT is extremely complex.
A VAT accountant helps with:
Zero rated new builds
Reduced rate conversions
VAT exemption for residential letting
VAT on holiday lets
VAT on commercial property
Option to tax
Reverse charge for construction
Mixed use developments
Capital goods scheme
Partial exemption adjustments
Property VAT mistakes can cost tens of thousands. A VAT accountant protects the business from risk.
9. Advises on VAT for eCommerce Businesses
eCommerce has specific VAT challenges.
A VAT accountant helps with:
Marketplace VAT rules
Selling through Amazon, Etsy, eBay, Shopify
Import VAT on stock
Dropshipping rules
Overseas warehouses
VAT on digital downloads
Evidence of customer location
Platform VAT responsibility
E commerce VAT is one of the most rapidly changing areas of compliance.
10. Advises on VAT for Digital Products and Subscriptions
Digital products have their own rules.
A VAT accountant helps with:
OSS registration
EU digital service VAT
Correct treatment of automated digital downloads
Mixed supplies for online courses
Membership platforms
SaaS VAT rules
Digital VAT can be severe if misunderstood because EU rules apply even if the business is not UK VAT registered.
11. Helps With VAT Reclaims
A VAT accountant ensures a business reclaims all VAT it is entitled to including:
VAT on equipment
VAT on professional fees
VAT on travel and subsistence where applicable
VAT on software
VAT on utilities for business premises
VAT on motor vehicles where allowed
VAT on property development if appropriate
Businesses often reclaim too little because they do not understand input VAT rules.
12. Advises on Partial Exemption
Some businesses supply both taxable and exempt services. This triggers partial exemption rules.
Examples:
Property companies with commercial and residential property
Charities
Healthcare providers
Education providers
Financial services
A VAT accountant helps:
Perform partial exemption calculations
Apply de minimis tests
Maintain accurate VAT adjustments
Partial exemption is an area HMRC monitors closely.
13. Advises on VAT Audits and Investigations
If HMRC investigates a business a VAT accountant:
Represents the business
Responds to HMRC enquiries
Provides records
Handles disputes
Protects the business from penalties
Negotiates settlements if needed
In my opinion this support is invaluable because VAT investigations can be stressful and time consuming.
14. Helps With VAT Planning and Strategy
A VAT accountant does more than compliance. They also advise on:
Optimal timing for VAT registration
Structuring the business to reduce VAT impact
Splitting services to apply correct VAT rates
Pricing strategy when VAT registration affects margins
Cross border VAT planning
VAT efficient business models
VAT planning helps businesses grow profitably.
15. Sets Up VAT Efficient Systems and Bookkeeping
A VAT accountant often helps set up:
Digital bookkeeping
Chart of accounts
VAT codes
Purchase and sales invoice workflows
Stock management
Automated reports
Good systems reduce errors and improve VAT accuracy.
16. Offers Ongoing Advice Throughout the Year
Most businesses contact their VAT accountant regularly to ask questions such as:
Should VAT be charged on this invoice
Is this receipt allowable
How do I treat this EU customer
Can I reclaim VAT on this expense
Should I change VAT schemes
How does VAT apply to new products
Timely advice prevents small issues becoming expensive mistakes.
Who Needs a VAT Accountant Most
A VAT accountant is especially valuable for:
eCommerce sellers
Property developers
Construction firms
Importers and exporters
Digital product creators
SaaS businesses
Creative agencies
Hospitality businesses
Businesses close to the VAT threshold
Companies undergoing rapid growth
Anyone unsure about VAT rates or rules
In my opinion every VAT registered business benefits from using a VAT accountant but the risk is higher in the industries above.
Final Thoughts
A VAT accountant does far more than file VAT returns. They ensure the business charges the correct VAT, reclaims all allowable VAT, complies with international rules, avoids penalties, and uses the most efficient VAT scheme. They also support businesses during HMRC audits and help structure accounts in a way that reduces risk and improves profitability.
In my opinion the cost of a VAT accountant is a small price to pay compared to the savings, risk reduction, and peace of mind they provide. VAT mistakes are expensive but with a skilled VAT accountant in place the business can focus on growth knowing its compliance and strategy are handled correctly.