What Currency Is Used in Bali?

What is the Balinese Currency?

If you’re planning a trip to Bali, understanding the local currency is essential for budgeting, paying for everyday expenses and avoiding confusion during your travels. This article is designed for holidaymakers, backpackers, honeymooners or anyone preparing to visit Bali for the first time. It explains what currency is used in Bali, how it works, and offers practical guidance for handling your money while abroad.

What is the official currency of Bali?

Despite its distinct cultural identity, Bali is a province of Indonesia. That means the official currency used in Bali is the Indonesian Rupiah, abbreviated as IDR, and often written with the symbol Rp.

The rupiah is the only legal tender in Bali, so even though many businesses cater to international tourists, foreign currencies such as US dollars, euros or pounds are not accepted for everyday purchases. All prices, from restaurant meals to market items, will be listed in rupiah.

How does the Indonesian Rupiah work?

The rupiah is a relatively low-value currency compared to sterling, so prices in Bali can seem very high numerically. For example, Rp 100,000 might only be worth around £5–£6 depending on current exchange rates. Banknotes are commonly available in denominations ranging from Rp 1,000 to Rp 100,000, and coins are rarely used in tourist transactions.

For context, a typical street food meal may cost around Rp 30,000, while a mid-range restaurant meal might be Rp 100,000–150,000 per person.

Exchange rates fluctuate daily, so it’s a good idea to check a trusted currency converter or app like XE or Wise before travelling.

Should you exchange money before travelling to Bali?

You may be able to get a small amount of rupiah from UK currency exchange providers before you fly, but it’s often more cost-effective to exchange your money once you arrive. Bali has numerous reputable money changers, particularly in tourist areas such as Kuta, Seminyak and Ubud.

However, it’s important to avoid unofficial street changers, who may offer too-good-to-be-true rates and attempt sleight-of-hand scams. Stick to authorised outlets or exchange bureaus located in shopping centres or banks.

Can you use cards or should you rely on cash?

While some larger hotels, shops and restaurants accept debit and credit cards (particularly Visa and Mastercard), many places in Bali remain cash-focused. This includes local warungs (eateries), market stalls, small tour operators and taxi drivers. For that reason, carrying cash is often more practical.

If you do use a UK bank card in Bali, check whether your provider charges foreign transaction fees or poor exchange rates. You may want to consider a travel-friendly bank account (like those offered by Monzo, Starling or Revolut) or a prepaid currency card with fee-free spending abroad.

ATMs in Bali: what to expect

ATMs are widely available throughout Bali, but not all are created equal. Some machines may have low withdrawal limits or charge high fees, especially those attached to convenience shops or tourist-heavy areas. Use machines connected to banks whenever possible for added security.

Always be cautious when withdrawing cash—shield your PIN and check the machine for signs of tampering, just as you would in the UK.

Tips for managing money in Bali

To avoid overspending or getting caught short, it helps to:

• Break down large notes, as many local businesses struggle to provide change for Rp 100,000 notes

• Keep smaller denominations handy for tips, snacks and short taxi rides

• Agree taxi fares in advance or use reputable apps like Grab or Gojek where available

• Never exchange money in dark alleyways or with unlicensed traders

• Carry a secure travel wallet or money belt to prevent pickpocketing in crowded areas

Common misconceptions

Many first-time visitors assume Bali has its own currency, but as a region of Indonesia, it does not. Another common mistake is underestimating how cash-oriented local life still is—especially outside the main tourist centres.

It’s also worth noting that tipping is appreciated but not obligatory in Bali. Many restaurants add a service charge, but for those that don’t, rounding up or offering a small cash tip is a kind gesture.

In summary

The currency used in Bali is the Indonesian Rupiah (IDR), and while cards are accepted in some locations, carrying cash is still essential for most daily expenses. With sensible preparation—like using trusted money changers, travel-friendly bank accounts, and staying alert to potential scams—you can enjoy a smooth and hassle-free experience when managing your money in Bali.