What Currency Is CHF?

CHF is the Swiss franc, the official currency of Switzerland. Learn what it means and how to use it as a UK traveller.

What Currency Is CHF? (UK Guide to Swiss Currency)

If you're planning a trip to Switzerland or reviewing international payments, you might encounter the currency code CHF. This is not immediately obvious to many UK travellers, but it refers to Switzerland’s national currency. This guide explains what CHF stands for, how the currency is used, and what UK visitors and investors should know.

What Is CHF?

CHF is the international currency code for the Swiss franc.

  • Currency name: Swiss franc

  • Currency symbol: Fr. or SFr

  • ISO code: CHF

  • Subunit: 1 franc = 100 centimes (French), rappen (German), centesimi (Italian)

CHF stands for "Confoederatio Helvetica Franc", using the Latin name for Switzerland to remain neutral across the country's four official languages (German, French, Italian, and Romansh).

Where Is CHF Used?

The Swiss franc is the official currency of:

  • Switzerland

  • Liechtenstein

  • It is also accepted in some border regions of Italy, Germany, and France, particularly tourist areas.

CHF is not part of the eurozone, and Switzerland does not use the euro, although some tourist spots may accept EUR for convenience (usually at poor rates).

Is CHF a Strong Currency?

Yes. The Swiss franc is one of the world’s most stable and trusted currencies. It is known for:

  • Low inflation

  • A strong economy

  • Political neutrality and financial discipline

  • A reputation as a “safe haven” currency in times of global uncertainty

Because of this, the CHF is commonly held by investors during periods of market volatility.

Spending and Payments in Switzerland

  • Prices in Switzerland are listed in CHF

  • UK debit and credit cards (Visa, Mastercard) are widely accepted

  • Contactless, chip-and-PIN, and mobile payments are supported almost everywhere

  • ATMs dispense Swiss francs

CHF notes come in denominations of 10, 20, 50, 100, 200 and 1,000 francs. Coins include 1, 2 and 5 francs, and smaller values like 10, 20 and 50 rappen.

FAQs

Can I use euros in Switzerland?
In some tourist areas, yes. But prices are set in CHF and the exchange rate may not be favourable. Change is given in francs.

Is Switzerland expensive?
Yes. Switzerland is known for high prices, especially for accommodation, dining and transport.

Can I exchange GBP for CHF in the UK?
Yes. Most UK currency exchange services stock Swiss francs, and travel money cards also support CHF.