What Currency Does Jamaica Use?

Jamaica uses the Jamaican dollar (JMD). US dollars are accepted in tourist areas, but local currency is often better value.

What Currency Does Jamaica Use? (UK Traveller’s Guide)

If you're planning a holiday to Jamaica from the UK, it's important to understand the local currency to avoid confusion, overspending, or unexpected fees. While many resorts cater to international tourists and accept foreign currencies, Jamaica has its own official currency for everyday transactions. This guide explains what currency Jamaica uses, how it works in practice, and what UK travellers need to know before spending abroad.

What Is the Official Currency of Jamaica?

The official currency of Jamaica is the Jamaican dollar.

  • Currency name: Jamaican dollar

  • Currency symbol: J$ or JA$

  • ISO code: JMD

  • Subunit: 1 Jamaican dollar = 100 cents

The Jamaican dollar is issued and regulated by the Bank of Jamaica.

Is the US Dollar Accepted in Jamaica?

Yes. US dollars (USD) are widely accepted in tourist areas, including:

  • Hotels and resorts

  • Tour companies

  • Gift shops and restaurants near cruise ports

However:

  • Change is often given in Jamaican dollars

  • Prices in USD may be rounded up

  • Local vendors, taxis and supermarkets prefer JMD

To get the best value, especially outside major tourist spots, it’s better to pay in Jamaican dollars.

How Currency Works in Practice

  • Prices in supermarkets, petrol stations, and local markets are listed in JMD

  • UK debit and credit cards are accepted in most resorts, ATMs, and city businesses

  • Cash is still widely used, especially in rural areas or small towns

  • Contactless payment is less common than in the UK, so chip-and-PIN is usually required

The Jamaican dollar has a relatively high numerical value due to inflation, so expect prices like J$1,500–2,500 for a basic meal.

Tips for UK Travellers

  • Bring a travel debit card like Starling, Monzo, Chase, or Wise to reduce foreign transaction fees

  • Use ATMs at reputable banks to withdraw Jamaican dollars on arrival

  • Avoid using GBP directly—it's not accepted

  • If paying in USD, always confirm the exchange rate and be aware that prices may be higher than in JMD

Exchange Rates and Conversions

As of 2024, approximate rates are:

  • £1 = J$190–200

  • US$1 = J$150–155

Always check live rates before travelling and consider converting a small amount before your trip if needed.

FAQs

Can I use British pounds in Jamaica?
No. GBP is not accepted in shops or restaurants. Only Jamaican dollars and US dollars are commonly used.

Should I pay in USD or JMD?
For local experiences and best value, JMD is preferred. USD is fine for resort-based activities but may cost more.

Do I need cash in Jamaica?
Yes. Many local shops and taxis do not accept cards. Carry cash in Jamaican dollars for flexibility.