
What Currency Does Jamaica Use?
Jamaica uses the Jamaican dollar (JMD). US dollars are accepted in tourist areas, but local currency is often better value.
What Currency Does Jamaica Use? (UK Traveller’s Guide)
If you're planning a holiday to Jamaica from the UK, it's important to understand the local currency to avoid confusion, overspending, or unexpected fees. While many resorts cater to international tourists and accept foreign currencies, Jamaica has its own official currency for everyday transactions. This guide explains what currency Jamaica uses, how it works in practice, and what UK travellers need to know before spending abroad.
What Is the Official Currency of Jamaica?
The official currency of Jamaica is the Jamaican dollar.
Currency name: Jamaican dollar
Currency symbol: J$ or JA$
ISO code: JMD
Subunit: 1 Jamaican dollar = 100 cents
The Jamaican dollar is issued and regulated by the Bank of Jamaica.
Is the US Dollar Accepted in Jamaica?
Yes. US dollars (USD) are widely accepted in tourist areas, including:
Hotels and resorts
Tour companies
Gift shops and restaurants near cruise ports
However:
Change is often given in Jamaican dollars
Prices in USD may be rounded up
Local vendors, taxis and supermarkets prefer JMD
To get the best value, especially outside major tourist spots, it’s better to pay in Jamaican dollars.
How Currency Works in Practice
Prices in supermarkets, petrol stations, and local markets are listed in JMD
UK debit and credit cards are accepted in most resorts, ATMs, and city businesses
Cash is still widely used, especially in rural areas or small towns
Contactless payment is less common than in the UK, so chip-and-PIN is usually required
The Jamaican dollar has a relatively high numerical value due to inflation, so expect prices like J$1,500–2,500 for a basic meal.
Tips for UK Travellers
Bring a travel debit card like Starling, Monzo, Chase, or Wise to reduce foreign transaction fees
Use ATMs at reputable banks to withdraw Jamaican dollars on arrival
Avoid using GBP directly—it's not accepted
If paying in USD, always confirm the exchange rate and be aware that prices may be higher than in JMD
Exchange Rates and Conversions
As of 2024, approximate rates are:
£1 = J$190–200
US$1 = J$150–155
Always check live rates before travelling and consider converting a small amount before your trip if needed.
FAQs
Can I use British pounds in Jamaica?
No. GBP is not accepted in shops or restaurants. Only Jamaican dollars and US dollars are commonly used.
Should I pay in USD or JMD?
For local experiences and best value, JMD is preferred. USD is fine for resort-based activities but may cost more.
Do I need cash in Jamaica?
Yes. Many local shops and taxis do not accept cards. Carry cash in Jamaican dollars for flexibility.