What Currency Does Ireland Use?

What Currency Does Ireland Use? (UK Traveller’s Guide)

If you're planning a trip to Ireland from the UK, it’s important to know which currency to use to avoid confusion or unnecessary fees. With Ireland being part of the European Union—but the UK and Northern Ireland using pounds—it’s easy to assume the whole island uses the same money. This article clears that up by explaining which currency is used in Ireland (Republic of Ireland), how it works, and what UK visitors need to know about payments and exchange.

What Is the Official Currency of Ireland?

The official currency of the Republic of Ireland is the euro (EUR).

• Currency name: Euro

• ISO code: EUR

• Currency symbol: €

• Subunit: 1 euro = 100 cents

The euro is issued by the Central Bank of Ireland and is used throughout the Republic for all transactions—cash and digital.

Who Uses the Euro in Ireland?

The Republic of Ireland has used the euro since 1999 (electronic form) and introduced euro notes and coins in 2002, replacing the Irish pound (punt). All residents, businesses, and public institutions in Ireland accept and use the euro exclusively.

Important distinction:

• Ireland (Republic) = euro (EUR)

• Northern Ireland = pound sterling (GBP)

Many UK travellers mistakenly assume both parts of the island use pounds, but only Northern Ireland does.

How Does Currency Work in Practice?

• All prices in Ireland are displayed in euros (€)

• You’ll need euros for everything from public transport to restaurants

• Most places accept UK bank cards, but you’ll be charged in euros

• ATMs across Ireland dispense cash in euros

If you use a UK debit or credit card, your bank will convert the currency automatically. Using a travel-friendly card will help avoid fees and secure a fair exchange rate.

Benefits and Risks for UK Travellers

Benefits:

• The euro is a stable, widely recognised currency

• Cashless payments are accepted everywhere

• Exchange rates are easy to compare online

Risks:

• Using GBP in the Republic of Ireland is not accepted

• If offered to pay in GBP using dynamic currency conversion, you may receive a poor rate

• Be aware of foreign transaction fees on standard UK cards

Currency Exchange Tips for Ireland

• Avoid airport currency exchanges; they often offer poor rates

• Use a multi-currency debit card like Wise, Monzo, or Chase UK for better rates

• Withdraw euros from ATMs in Ireland using a card with low or no foreign transaction fees

• Always choose to pay in local currency (EUR) if given the choice during card payments

FAQs

Can I use pounds in Ireland?
No. The euro is the only accepted currency in the Republic of Ireland. UK pounds are only used in Northern Ireland.

Do I need to exchange cash before I go?
Not necessarily. Most UK bank cards work in Ireland, and cash is becoming less common. But it’s helpful to have a small amount of euros for rural areas or emergencies.

Is the euro accepted in Northern Ireland?
No. Northern Ireland is part of the UK and uses pound sterling (GBP).